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Many people dread having to think about money and financial planning: Millions of Americans are crippled by debt because of a lack of awareness and resources to make sound financial decisions. It is never too early to begin thinking about your financial future. Being proactive is the best debt prevention.

Select the lifestyle that fits you best and review the links provided, but don't just stop there; KPBS and Mission Fed hope that you will begin to make financial planning a priority and continue to find helpful resources beyond the information given.

College Bound - Whether you are looking at colleges or have already started furthering your education you may have many questions about your future finances. How will you apply for financial aid, pay off your student loans or purchase the necessities of life when living on a shoestring budget?

Just Beginning - You can make the right start in life by becoming financially independent.

Young Professionals - You've got the job, now start planning for the future. Learn what investments to make at what time, the responsibilities of purchasing a home, raising a family and how to plan for retirement.

Family Living - With additions to your family, budgeting becomes even more important. Set good examples for your children to follow by being responsible with your money.

Empty Nesters - With the children out of the house, now is the time to leverage your investments, enjoy life and look forward to a comfortable retirement.

Conserving Seniors - Being retired affords you the time to travel, relax, be with your family, and do the things you have always wanted to do. You still need to maintain your finances and continue planning and protecting the assets that you would like future generations to enjoy.